InterestFreeCredit

There are many toys that can be bought online on interest free credit payment terms. You don't need to put down a deposit either.

The first online store when you can buy toys interest free is Littlewoods.

Littlewoods often have lots of special offers on toys including promotions such as:

• Save up to half price
• 3 for 2 toys
• Voucher codes - you can view the current voucher codes in the column on the right of this page.

Littlewoods stock toys by all the big brands, including Crayola, The Early Learning Centre, Fisher Price, Ladybird, LeapFrog, Lego and Little Tikes, and they sell toys for all age groups, from baby to teenager.

Popular toys include:

• Hornby train sets
• Pretend play kitchens, rocking horses and work benches
• Ride on toys including scooters, jeeps such as the Peg Perego Gaucho Superpower, motorbikes such as the Ducati GP 2011 and the Smoby Big Forklift Truck.
• Trampolines and enclosures, Hello Kitty dolly's pram, a talking Woody from Toy Story, Fisher Price Chatter Phone and many more favourites.
• Dolls including Chou Chou, Barbie, Baby Annabell, Bratz, Disney Princess and Littlelest Pet Shop.
• Musical intruments including acoustic guitars, keyboards by Casio and Yamaha, electric guitars and drum kits.
• Electronic toys, such as kids cameras, camcorders, walkie talkies and learning laptops, together with games such as air hockey, super pinball, electronic hangman and a chess computer and interactive toys including the Play and Learn Phone from VTech.

Other Stores offering Interest Free Credit

Very - This store allows you to pay interest free with their Option 3.

They also run special offers and buy now pay later deals which are featured in the column on the right of this page. Also new is Very Treats, which allows you to choose a "Treat" at the same time that you do you go through checkout to pay for your shopping. Typical "treats" include:

• a pamper treatment at a salon if you spend £100 or more
• a free meal for two if you spend £75 or more
• a free day's paintballing - all you have to do is pay £10 for 100 balls.

Both Littlewoods and Very are owned by the same company - ShopsDirect. They stock a similar range of items, although the prices at Very are often a little cheaper as the standard interest free credit period is shorter.

Also, you have to pay for delivery with Very unless you opt to use the free Collect + service, where delivery and returns are free. At Littlewoods, delivery and returns to your door are free. You can also earn rewards on your purchases which give you extra money to spend in your catalogue.