InterestFreeCredit

Christmas can be a wonderful time of the year, when families get together, argue (well, they do if your family is anything like mine) and exchange Christmas gifts and presents. However, Christmas is also a very expensive time. Children always want the latest games console or bike or other expensive and hi-tech gizmo, plus even the smaller cost of gifts for friends and other family can quickly mount up, making Christmas a stressful occasion. This is especially true during the current credit crunch, when there is uncertainty over jobs and a generally insecure feel about the economy.

So what can you do about it? Here are some suggestions:

• Buy your Christmas gifts from Littlewoods and get 0% interest free credit on your purchases. With Littlewoods, you can get up to 52 weeks 0% interest free credit. Plus, in addition, for every payment you make on your credit account, you get up to 10% reward back with which you can make further purchases!! terms and conditions apply. Gifts are subdivided into handy catergories, such as For Him, For Her, For Girls and For Boys, gifts under £20 and top ten gifts, etc, to give you plenty of ideas and inspiration.
  
  Check out the voucher codes in the column on the right for current offers.
  
  Christmas Offers available from Littlewoods include three for two on toys, save up to 40% on Panasonic Cameras, save up to half price on jewellery and watches, save up to £100 on Sony Laptops and save up to half price on electrical beauty and men's grooming.
  
  Present ideas include gadgets such as iPods, sat navs and phones; adrenaline rushes from a Virigin Experience Day at Silverstone, make up sets, pamper treats, night wear, slippers, knitwear, football kits and much more.
  
  You can also buy all the traditional items that you will need for Christmas, including Christmas Trees, decorations, food, drink and hampers.
  
  
• Buy your Christmas gifts at Very and get 0% interest free credit on your purchases. With Very, Option 3 allows you to spread your payments over three equal monthly installments. terms and conditions apply. You can also take advantage of further promo codes in the column on the right.

However you decide to fund Christmas, there are a few things that you can do to brighten up Christmas that won't cost a penny. You can make your own Christmas cards and decorations - there are loads of articles available on the internet that will provide step by step instructions.

Most of all, have a Happy Christmas.