InterestFreeCredit

Christmas can be a wonderful time of the year, when families get together, argue (well, they do if your family is anything like mine) and exchange Christmas gifts and presents. However, Christmas is also a very expensive time. Children always want the latest games console or bike or other expensive and hi-tech gizmo, plus even the smaller cost of gifts for friends and other family can quickly mount up, making Christmas a stressful occasion. This is especially true during the current credit crunch, when there is uncertainty over jobs and a generally insecure feel about the economy.

So what can you do about it? Here are some suggestions:

• Buy your Christmas gifts from Great Universal and get 0% interest free credit on your purchases. With Great Universal, you can get up to 52 weeks 0% interest free credit. Plus, in addition, for every payment you make on your credit account, you get up to 10% reward back with which you can make further purchases!! terms and conditions apply. Gifts are subdivided into handy catergories, such as For Him, For Her, For Girls and For Boys, gifts under £20 and top ten gifts, etc, to give you plenty of ideas and inspiration.
  
  
• Buy your Christmas gifts at Very and get 0% interest free credit on your purchases. With Very, Option 3 allows you to spread your payments over three equal monthly installments. terms and conditions apply. You can also get buy now pay 2010 when you spend over £50 on your order.
  
  
• Buy your Christmas gifts at Amazon.co.uk and get 0% interest free credit on all your purchases for 9 months when you apply for an Amazon Mastercard. Amazon sell a huge range of items and you could probably do all your Christmas shopping there. For example, Amazon sell: games and game consoles (XBox 360, Sony PSP, Playstation 3, Nintendo DS and DSi), music downloads and cds, DVDs, software, jewellery, shoes, books, electronics, toys, small kitchen appliances, home furnishings, garden, leisure, golf, fitness and exercise equipment, bicycles, DIY, beauty products and more. Phew!
  
  
• You could sell something that you already own, to raise funds for your Christmas purchases. One idea could be to sell any gold jewellery that you no longer use or want. Money4Gold will buy your gold jewellery, whatever its condition, and send you the money. Click here to visit the Money4Gold website.
  
  
• To get money to tied you over until the next pay day, you could consider a Cash Advance.

However you decide to fund Christmas, there are a few things that you can do to brighten up Christmas that won't cost a penny. You can make your own Christmas cards and decorations - there are loads of articles available on the internet that will provide step by step instructions.

Most of all, have a Happy Christmas.