InterestFreeCredit

Nothing can take away the stress of a hard day like a good night's sleep in a comfortable bed. Buying a bed on interest free credit can be a great solution to your sleeping problems if money is a little tight at the moment and it would help to be able to spread the cost of a new bed over a few months / years.

Online retailers know that a bed can be an expensive purchase, and many of them are quite happy to sell you a bed on interest free credit in order to make a sale in what is a difficult economic climate at the moment. My choice of these retailers is provided below:

• Littlewoods Home Shopping
  
  Littlewoods have a huge range of beds and mattresses, including wooden beds, metal beds, divans and headboards, by manufacturers including Aerobed, Dreamaway, Layezee, McCord, Metropole, Rest Assured, Sealy, Silentnight and Town House. They also sell othopaedic mattresses in soft, medium and firm made from memory foam or coiled spring, in a range of sizes including single, double, king size and super king! In fact, the full range of sizes available are 2' 6", 3', 4', 4' 6", 5' and 6'.
  
  Everything on sale at Littlewoods comes with interest free credit. You always get at least 20 weeks interest free credit. In addition, if the item ordered costs £60 or more, you get one year's (52 weeks) interest free credit.
  
  In addition, Littlewoods often have voucher codes (see column on the right hand side) that you can take advantage of that extend the interest free period, such as buy now and don't start paying until some time in the future. All the current Littlewoods voucher codes are detailed in the column on the right.
  
  In addition, delivery and returns are completely free and you don't have to pay a deposit.
  
  
• Very
  
  The interest free credit period at Very is shorter than at Littlewoods, but you can still pay interest free over three equal payments with their Option 3. In addition, the interest free period may be extended with "buy now pay later" type offers - any current offers will be detailed in the Voucher Codes column on the right of this page. Again, no deposit is required.

  New customers can get £15 off a first order of £40 or more when you open a credit account. Simply quote the promo code ZZ551 when you place your order. Coupon expires 31st December, 2010.

  A small selection of the current discounted beds are shown below - there are more on the website.

• Oak Furniture Land
  
  Oak Furniture Land is the UK's largest online retailers of exclusively hardwood beds and all items are deeply discounted from the RRP.
  
  The range includes double beds, King size beds and single beds, with or without mattresses, and include bedsteads and sleigh beds made from solid oak or solid mahogany.
  
  Oak Furniture Land offers up to 3 years Interest Free Credit or "buy now pay later" on all purchases over £600 although a 25% deposit is payable - click here for details.
  
  There is also a voucher code - you can get 5% off at the checkout with promo code oakspring which expires 31st May, 2010.
  
  
• Furniture Village
  
  Furniture Village sells a huge range of beds and mattresses at discounted prices by brands including Essential Sleep, Sleepeezee, Dunlopillo, Millbrook, Myers, Tempur, Vi-Spring, Sealy and Jay-Be. The range includes bed frames and divans in single, double, king size and super king-size.
  
  Furniture Village offers interest free credit on purchases over £400, which can be as much as 3 years - subject to order value and status. Again, a 25% deposit is payable. Click here for full details of the interest free credit available.